Connect Stripe
Securely link your Stripe account in a few clicks. We listen to your subscription and invoice events — no engineering work needed.
Failed payment recovery for Stripe
Every failed Stripe charge, recovered automatically
Lirova classifies every failed Stripe charge, retries it at the right moment, and runs a timed email follow-up cascade (SMS & WhatsApp on the roadmap) — so more of your customers stay subscribed.
Connect in ~2 min — we only read your data and change nothing until you activate. No card data, no commitment.
We only read until you activateWe never store full card dataBuilt on Stripe Connect
Official Stripe integration — until you activate recovery, we only read the events we need and change nothing without your explicit confirmation.
Recovery ledger example: $8,860 recovered over a sample 30 days — failed Stripe charges are retried and recovered automatically.
~2 minWe only read until you activate
EmailLive dunning channel today — SMS & WhatsApp coming
0%Upfront cost — pay only on recovered revenue
ROI calculator
See what recovery could be worth to you
Enter your monthly recurring revenue to estimate how much failed-payment revenue Lirova could bring back.
/ mo
A rough number is fine — this is an estimate based on typical recovery rates.
Estimated failed payments / mo$3,250.00
Lirova recovers (~55%)$1,787.50
Success fee · Growth (15%)− $268.13
Your estimated net gain / mo$1,519.37
Connect to see your REAL numbers — we only read until you activateEstimate only, based on a ~6.5% failed-payment rate and ~55% recovery. The success-fee rate depends on your plan tier. Not a quote.
How it works
Recovery on autopilot in three steps
Connect once. Lirova handles the failed-payment lifecycle from the first decline to the recovered charge.
We classify every failure
Each decline is sorted by reason — insufficient funds, expired card, hard decline — so we know whether it is worth retrying and exactly when.
Smart retries + email dunning
We retry at the optimal time and follow up by email until the customer updates payment. SMS and WhatsApp reminders are on the roadmap.
How a recovery unfolds
A retry timeline, not a blind loop
One failed charge, worked across days through timed retries and email until it is recovered — or stopped for good reason.
- Day 1
Soft decline detected (insufficient funds). We classify and hold — no blind retry.
- Day 3
Smart retry on the schedule for this decline type, with an email nudge.
- Day 5
Still open → a second email reminder.
- Day 7
Final email notice before we stop.
Example scenario
Insufficient funds → classified as soft → gentle retry on day 3 → email → day 5 reminder → recovered.
Beyond Stripe Smart Retries
What standard Stripe retries miss
Stripe handles the card retry. Lirova adds decline-reason classification, an email dunning cascade, and an ROI guarantee on top.
Stripe default retriesLirova
Retry scheduleFixed calendar, same for every declineSchedule per decline type — gentle for soft declines, immediate for transient errors, none for hard declines
Decline reasonNo decline-reason messaging strategySoft vs hard classifier; stops on hard declines
ChannelsCard network onlyMulti-step email cascade (SMS & WhatsApp on roadmap)
Downside protectionNo recovery guaranteeROI guarantee on Growth & Scale (from your third billing month)
Pricing that aligns with you
You only pay a fee on revenue we actually recover
Failed payments are pure lost revenue — most of it is recoverable with the right timing and follow-up. With our success-fee model, we win only when you win.
- No recovery, no fee. The success fee applies only to charges we bring back.
- Recovered-revenue dashboard. See exactly how much we have returned and your net gain after fees.
- Lower fees on higher plans. The more you grow, the smaller the percentage you pay.
ROI guarantee — like insurance for failed paymentsIf we recover less than your subscription costs, your next month is on us.
Pricing
Plans that scale with your recovery
A flat monthly subscription plus a success fee on recovered revenue. Recovery runs on smart retries and email today — SMS and WhatsApp are on the roadmap.
Free
$0 / mo
Try recovery on a small volume of failed payments.
- Failure classification
- Smart retries
- Email dunning
- SMS & WhatsApp
Starter
$70 / mo
For early-stage SaaS putting recovery on autopilot.
- Everything in Free
- Full email dunning cascade
- Recovered-revenue dashboard
- SMS & WhatsApp
Most popular
Growth
$199 / mo
A lower success fee and priority support as you scale.
- Everything in Starter
- Up to 1,500 recoveries / mo
- Lower success-fee rate
- Priority support
Scale
$499 / mo
High-volume recovery with the lowest fee tier.
- Everything in Growth
- Lowest success-fee rate
- Higher volume limits
- Dedicated onboarding
All paid plans add a success fee charged only on revenue we recover — the rate steps down as you move up tiers.
The success fee is only 10–20% of what we actually recover — you keep the rest. No recovery, no fee.ROI guarantee — like insurance for failed payments
If Lirova doesn't recover at least your monthly subscription in failed-payment revenue, your next month is on us. Growth & Scale plans, from your third billing month. See Terms for full conditions.
FAQ
Questions, answered
How is the success fee calculated?
The success fee is a percentage applied only to payments we recover. If we do not recover a charge, there is no fee for it. The percentage decreases on higher plans.
Do I need to change any code?
No. You connect your Stripe account and we work from your existing subscription and invoice events. There is nothing to install in your product.
Which channels are used for dunning?
Today, smart card retries and email on every plan. SMS and WhatsApp follow-ups are on the roadmap — we'll roll them out so you can reach customers where they are most likely to respond.
Is my Stripe data secure?
We connect through Stripe's official integration and only access the events required to recover failed payments. We never store full card details.
Can I cancel anytime?
Yes. Plans are month-to-month and you can cancel whenever you like — you keep access through the end of the billing period.
Turn failed payments back into revenue
Connect your Stripe account and start recovering lost subscription revenue — you only pay on what we bring back.
Connect StripeWe only read until you activate · We never store full card data